Is high cholesterol considered a preexisting condition?

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It depends on how an individual insurance company sees the condition. During the underwriting process, most cholesterol issues are handled on a case by case basis. Depending on the actual cholesterol readings, some companies will either give you an increased monthly premium (rate-up) or place a rider on the condition. A rider on the condition means that if you went to your doctor specifically for your high choloesterol, the office visit may not be paid for by the insurance company.
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In Health

Is 201 considered high for cholesterol?

Yes. Normal levels are usually less than 150 according to WebMD,but check the related links to see a comprehensive chart of LDL andHDL cholesterol levels from Mayo Clinic.