Will medical insurance cover treatment for teeth that are knocked out in an accident if you do not have dental insurance?
It probably depends upon the medical insurance company you are with and what coverage you have with them. Answer I have never seen a medical insurance policy that does not cover teeth knocked out in an accident - even with no dental insurance. I once was reimbursed by Blue Cross for my son's retainer that was broken as part of an accidental injury - again with no dental insurance. It also depends on the accident. How bad is the injury to mouth... There are a lot of little things that play in. Weather you need stitches or not. Surgery? One has to read the find print to determine if it qualifies. If it's just for regular dental work ex: extractions, root canals then probably not.
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\n. \n Answer \n. \nUsually the health insurer will record a lien, and, as, that lien will have to be paid off. The amount of the lien may be able to be negotiated dow…nward after you receive settlement money.\n. \n . \n If you are validly insured then it is the responsibility of the insurer to cover those costs which are covered under the existing policy. that is why you pay insurance premiums in the first place.\n. \nDepending on the circumstances the insurer may try to recover monies paid for medical expenses from the person or the person's insurer who was at fault in the accident.\n. \nLiens are only possible if a lawsuit is won and a judgment is awarded to the plaintiff. \n. \nThe exception being a Mechanic's lien which is used to recover costs for repairs or improvement of the real property in question.
Answer Mine doesn't. Most dental plans through work insurance are pretty crappy compared to the health coverage and few of them cover anything more than a root canal requirin…g a crown, and then only maybe 50 percent or less coverage. Invisilign is probably classed as cosmetic dentistry, which is covered not at all by most plans. Phil What about insurance? Many dental-insurance providers cover orthodontic treatment to some extent. If your dental plan is one of them, Invisalign may qualify as orthodontic treatment. Talk to your insurance provider to determine the extent of coverage for your treatment. Invisalign is not considered cosmetic, but it is considered as orthodontia. Many insurance providers DO NOT cover orthodontia. This is not only straight from my dentist, but my insurance provider as well, and I DO have invisalign, which I did have to pay for out of my pocket. Many dentists do offer some sort of health care credit (like a credit card), such as Care Credit.
Yes. Under normal circumstances an insurer is obligated to pay liabilities that arise from ownership or operation of a motor vehicle.
Insurance companies, even many States' Medicaid programs, have judged that dental care is an ongoing expense that they are unwilling to cover. Dental procedures are typically …expensive, often require more than one visit to complete, and often require repeat care. However, in medicine, studies have shown that gum disease and poor dental care can lead to serious medical conditions, such as heart infection and heart disease.
Liability covers the other person that you damage. Uninsured and under-insured motorist coverage carries those in your vehicle. Medical payments coverage covers everyone i…nvolved regardless of fault.
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
Most do but it depends on your plan.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should …cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
Yes. Most states require that the registrant of an auto to maintain a type of coverage to pay for his/her own medical expenses and a portion of lost wages as a result of a col…lision. This is generally payable without regard to fault for the collision and is payable under the injured party's own policy. Since fault is not an inssue, it is usually called "no-fault coverage". All policies of insurance have exceptions and exclusions, depending upon the circumstances of the occurrence. Therefore, although coverage is generally provided, the circumstances of a particular case may give the insurer a defense to payment.
It depends if it's part of your coverage. Review your policy to find out. If there is no dental coverage, ask your insurance provider or broker if you can add a dental plan… to your policy or add a dental rider.
The medical expenses are extraordinarily high in India and acomprehensive insurance policy is the best way to tackle theproblem of rising price. As a result of the assorted me…ans ofadvertising, you're currently quite aware of the numerous healthinsurers in operation in India. For Compare Health Insurance :
No most dental procedures are done by dentist which don't fall under most health plans. A dental health plan is aivailable at most employers and independent. Otherwise one usu…ally have to pay out of pocket.
There are many insurance companies that have their own specific websites. There you can put in your information and they will give you a rate quote for free. Everyone will alw…ays have a different rate.
"Not all insurances cover the cost of laser teeth whitening treatments. If your insurance does not cover the cost, you may want to talk with your dentist about the cost and a …possible payment plan."
In Medical Insurance
Ordinarily, major medical insurance does not dover dental issues. However, if there is a causal, medical connectedness between a medical consition that is covered under major …medical and a dental need, it may very well be covered. An example might be if an insured were a victim of a bar-fight and teeth were broken and in need of extraction, the major medical insurer would likely pay the cost. Of course, its payment, if any, would be subject to all terms and conditions of the policy.
In Car Rentals
Each car rental company offers different types of insurance from LDW (Loss Damage Waiver) which covers the cost of repairs to the vehicle in certain circumstances....to PEC (P…ersonal Effects Coverage) which would cover items stolen from the vehicle. There are so many options depending on the car rental company, you should contact the car rental company directly or check their web site for the different types of insurance offered.
In Medical Insurance
You can get international travel insurance for only the period of time you will be out of the country. Depending on the amount of days/months you will travel, it may be very a…ffordable to add this type of insurance. A comprehensive travel insurance policy will provide for medical expenses while you travel, and will also offer protection for trip cancellation in certain conditions, as well as lost luggage reimbursement.